If you’re unemployed or recently self-employed and are in need of a loan, you may be wondering whether any lender will consider your application. Lenders are usually unwilling to give loans to people who don’t have a job or stable income, but that doesn’t mean it’s impossible.There are ways to access cash if you’re unemployed. Loans are available for the unemployed but they usually have high interest rates. First Choice Finance provides short term payday loans for unemployed people in the UK. Apply emergency cash loan from direct lender with other benefits.