The minimum amount is R300 with a maximum amount of up to R150 000
Blacklisted individuals can apply for amounts of up to a maximum of R100 000
Up to R15000 for Micro Loans for emergency purposes
Customers affordability and income will determine the amount they qualify for

Re-payment period:

The minimum re-payment term is 1 month and maximum term is 60 months.

We will need:

• A clear copy of your valid South African ID.
• One month’s most recent pay slip.
• Three full months bank statements of account holder into which monthly salaries are being deposited via EFT. The statements MUST be bank stamped.
• Self employed must submit 6 full months bank statements and also provide a letter of monthly income from their accountant.

Blacklisted clients MAY apply for a loan
Pensioners DO NOT qualify
Customers who are under administration or debt counselling WILL NOT qualify
Customers who are sequestrated WILL NOT qualify
Customers who are Self Employed MAY apply
Customers who are employed on a contract basis WILL NOT qualify, UNLESS your contract extends to a
MINIMUM OF 2 MONTHS past the last repayment date
i.e. if your repayments are over 6 months, your contract must be valid for a minimum of 8 months upon application